A
Ford A-Plan
Primarily for eligible active Ford Motor Company employees and qualifying immediate family members.
Eligible Ford employees may generate up to four A/Z PINs per calendar year.The Truth Behind AXZD Plan Pricing
Ford Employee & Partner Pricing Experts
Your Ford AXZD Plan Pricing Experts
A-Plan. Z-Plan. X-Plan. D-Plan. If you're eligible for one of Ford Motor Company's New Vehicle Purchase Programs, you deserve a dealership that understands exactly how your Plan works. Chuck Anderson Ford makes Ford employee, family, retiree, dealership employee and Partner Recognition pricing simple.
AXZD Plan pricing is available only to eligible customers and eligible vehicles under Ford Motor Company's current program rules.
Understanding Ford Plan Pricing
What Is the Ford AXZD Plan?
Ford's AXZD New Vehicle Purchase Programs provide predetermined pricing on eligible new Ford vehicles for qualified Ford employees, retirees, eligible family members, participating dealership employees, employees or members of qualifying Ford Partner organizations, and certain friends or neighbors sponsored by eligible Ford employees or retirees.
Instead of negotiating the vehicle selling price in the traditional way, the applicable Plan price is calculated according to Ford's program formula and is shown on the vehicle's factory invoice.
- Predetermined pricing based on Ford's Plan formula
- Applicable Plan price appears on the Ford factory invoice
- Most public retail incentives may still apply
- Eligible vehicles may be purchased or leased
- Trade-ins are still allowed
- Ford PIN validation confirms Plan participation
The important part is knowing which Plan you qualify for, what documentation you need, which vehicles qualify, and which available incentives can be used with your Plan. That's where an experienced AXZD dealership makes a difference.
Four Programs. One Expert Team.
What's the Difference Between A, Z, X and D Plan?
AXZD is an umbrella term covering several Ford New Vehicle Purchase Programs. Your relationship with Ford determines which Plan may apply.
Z
Ford Z-Plan
Primarily for eligible Ford retirees, qualifying surviving spouses and eligible immediate family members.
A-Plan and Z-Plan use Ford's AZ pricing structure.X
Ford X-Plan
Available through qualifying Ford Partner Recognition organizations, eligible membership organizations, select affinity offers and Ford Friends & Neighbors sponsorship.
Eligibility and proof requirements depend on the type of X-Plan participation.D
Ford D-Plan
Available to eligible employees of qualifying Ford and Lincoln dealerships participating in Ford's D-Plan Privileges Program, plus certain qualifying family members.
Eligible dealership employees may generate up to two D-Plan PINs per calendar year.
Ford Family Pricing
A-Plan & Z-Plan Can Reach More Family Members Than You May Think
One of the most common AXZD questions we hear is: "Can my family use my Ford employee pricing?"
Under Ford's March 2026 A/Z-Plan rules, eligible immediate family relationships include:
- Sponsor's spouse
- Parents
- Stepparents
- Sons and daughters
- Sons- and daughters-in-law
- Stepchildren
- Brothers and sisters
- Brothers- and sisters-in-law
- Half siblings
- Step siblings
- Grandparents
- Grandchildren
- Aunts and uncles
- Nieces and nephews
Not sure if your relationship qualifies?
Give Chuck Anderson Ford a call at 816-648-6419. Our team can help you understand Ford's current eligibility rules before you make the drive.
Give Chuck Anderson Ford a call at 816-648-6419. Our team can help you understand Ford's current eligibility rules before you make the drive.
Kansas City Assembly Plant
Claycomo Ford Workers: Put Your A-Plan to Work.
Ford's Kansas City Assembly Plant in Claycomo, Missouri is one of the production homes of the Ford F-150. Eligible active Ford employees can qualify for A-Plan pricing under Ford's New Vehicle Purchase Program.
You help build the F-150. Let us help you buy one. Chuck Anderson Ford is just outside the Kansas City metro in Excelsior Springs, and our team understands the A-Plan process, PIN validation, factory invoice pricing, eligible incentives and paperwork needed for Ford employee purchases.
Whether you work production, skilled trades, salaried operations or another eligible position at Ford's Claycomo facility, bring us your A-Plan PIN and let our team handle the rest.
Eligibility Guide
Who May Be Eligible for Ford AXZD Plan Pricing?
Eligibility depends on the specific Plan. This overview is based on Ford's March 2026 AXZD Program Rules.
A-Plan: Active Ford Employees
- Active full-time hourly Ford employees
- Regular salaried Ford employees beginning with date of hire
- Eligible U.S. Temporary Part-Time employees
- Eligible U.S. Long Term Supplemental employees
- Eligible employees on an approved leave of absence
- Employees during the first 12 months of qualifying layoff
- Certain eligible regular part-time employees
- Eligible immediate family members
Z-Plan: Ford Retirees
- Certain eligible hourly Ford retirees
- Eligible salaried Ford retirees
- Certain surviving spouses
- Eligible deferred vested retirees age 55 or older
- Eligible immediate family members
X-Plan: Partner Recognition
- Employees of eligible Ford Partner companies
- Full-time, part-time and contract employees where eligible
- Members of qualifying membership organizations
- Recipients of certain Ford affinity offers
- Qualifying residents of the same household
X-Plan: Friends & Neighbors
- Selected individuals sponsored by an eligible Ford employee or retiree
- May include an extended family member
- May include a friend
- May include a neighbor
- The Ford sponsor must personally know the person being sponsored
D-Plan: Ford Dealership Employees
- Eligible employees of qualifying D-Plan dealerships
- Sponsor's spouse
- Parents and stepparents
- Sons and daughters, including qualifying in-laws and stepchildren
- Brothers and sisters, including qualifying in-laws, half and step siblings
- Grandparents and grandchildren
Important X-Plan Proof Requirements
- Partner employees may need proof of employment
- Organization members generally need qualifying proof of membership
- Qualifying membership organizations generally require at least 90 days of membership
- Household eligibility requires proof of same residence
- Ford determines which Partner organizations are eligible
No Mystery Math
How Ford AXZD Plan Pricing Is Calculated
This is one of the biggest advantages of the program: the Plan price is determined using Ford's established formula and appears on the factory invoice.
For Ford vehicles under the March 2026 rules, the formulas below explain how Ford establishes the underlying Plan price. Customers don't have to calculate this themselves — the appropriate AXZD amount is printed on the factory invoice.
A-Plan / Z-Plan
Dealer Invoice
− Holdback
− Ad Standards Amount
− Tier 2 Advertising Amount
+ Ford Administration Fee
+ AZ-Plan Tier 2 Advertising Surcharge
− Holdback
− Ad Standards Amount
− Tier 2 Advertising Amount
+ Ford Administration Fee
+ AZ-Plan Tier 2 Advertising Surcharge
Under the March 2026 Ford rules, the administration fee used in the formula is $375. Ford also identifies the AZ-Plan Tier 2 advertising surcharge as 0.25% of base vehicle and option MSRP.
D-Plan
Dealer Invoice
− Holdback
− Ad Standards Amount
− Tier 2 Advertising Amount
+ Ford Administration Fee
+ AZ-Plan Tier 2 Advertising Surcharge
+ D-Plan Advertising Surcharge
− Holdback
− Ad Standards Amount
− Tier 2 Advertising Amount
+ Ford Administration Fee
+ AZ-Plan Tier 2 Advertising Surcharge
+ D-Plan Advertising Surcharge
Ford's March 2026 rules identify a $375 administration fee and a $300 D-Plan advertising surcharge for applicable current-model-year pricing.
X-Plan
Dealer Invoice
− 0.4% of Dealer Invoice
+ Ford Administration Fee
− 0.4% of Dealer Invoice
+ Ford Administration Fee
X-Plan uses a predetermined price based on Ford's program formula. The actual X-Plan price appears on the factory invoice for the vehicle.
The Most Important Part: Look at the Factory Invoice
Ford requires the dealership to provide the Plan customer a true copy of the factory invoice showing the applicable New Vehicle Purchase Program price. The customer must also receive a completed AXZD-Plan Pricing Agreement showing applicable added items and pricing.
In other words, AXZD isn't simply a dealership advertising phrase. There is an actual Ford-established Plan price associated with the eligible vehicle.
Know the Numbers
AXZD Plan Document Fee Limits
Ford's program rules establish maximum Plan document fees, subject to applicable state and local law.
| Ford Plan | Ford Program Maximum Document Fee |
|---|---|
| A-Plan / Z-Plan | Up to $150, subject to applicable state or local law |
| X-Plan | Up to $300, subject to applicable state or local law |
| D-Plan | Ford lists no Plan maximum, subject to applicable state or local law |
Don't confuse Ford's $375 Program Administration Fee with a dealership document fee.
Ford states that its administration fee is already built into the AXZD Plan vehicle price and should not be added to the transaction a second time.
Ford states that its administration fee is already built into the AXZD Plan vehicle price and should not be added to the transaction a second time.
Another Big Question
Can You Still Get Ford Rebates With AXZD Pricing?
In Many Cases, Yes.
Ford's rules state that AXZD Plan customers are eligible for most public retail incentives, including qualifying cash rebates, APR offers and lease programs.
Some special offers may not be compatible with Plan pricing, which is why it's important to have the dealership check the incentives available for the specific vehicle and customer.
We Check the Whole Deal.
At Chuck Anderson Ford, AXZD expertise isn't just knowing where the Plan price appears on an invoice.
We review the vehicle, current programs and your eligibility so you can understand the complete transaction — Plan price, qualifying incentives, financing options, trade value and applicable taxes and fees.
Simple Process
How to Use Your Ford AXZD Plan at Chuck Anderson Ford
1
Confirm Eligibility
Determine whether you qualify through Ford employment, retirement, family relationship, dealership employment, Partner Recognition or an eligible sponsorship.
2
Generate Your PIN
Ford employees and retirees use Ford's AXZ site, Partner Recognition customers use FordPartner, and dealership employees use Ford's D-Plan system.
3
Choose Your Ford
Browse Chuck Anderson Ford's new inventory. We'll verify Plan eligibility for the exact vehicle and VIN.
4
We Handle the Details
We'll validate the PIN, review qualifying programs, show the appropriate factory invoice Plan price and complete the required AXZD documentation.
Purchase or Lease
Your AXZD Plan Does Not Lock You Into One Financing Option
Ford's rules allow qualified Plan customers to purchase or lease eligible vehicles. Financing may be obtained at the customer's discretion from an available source.
That means our finance department can help you evaluate available purchase and lease options while our sales team makes sure your eligible AXZD pricing and applicable incentives are handled correctly.
Why Chuck Anderson Ford?
Kansas City's Ford AXZD Plan Pricing Resource
Plan pricing may be predetermined. The dealership experience isn't.
Family-Owned Since 1974
Chuck Anderson Ford has served Missouri drivers for more than five decades with a personal, family-owned approach.
AXZD Knowledge
We understand Plan pricing, PIN validation, family eligibility, proof requirements, factory invoices and compatible incentives.
Built on Integrity
Our goal is to make the transaction easy to understand from the first conversation through delivery.
Truck Expertise
Shopping for an F-150, Super Duty, Ranger or Maverick? We'll help identify eligible inventory and applicable Plan pricing.
Close to Claycomo
Convenient for Ford employees throughout Claycomo, Liberty, Kearney, North Kansas City and the greater Kansas City area.
We Handle the Process
Bring us your eligibility information and PIN. Our team will guide you through the remaining Ford AXZD steps.
Good to Know
Important Ford AXZD Plan Rules
- AXZD Plan pricing applies to eligible new vehicles, not used vehicles.
- Eligible prior-model-year new vehicles may qualify while supplies last.
- Dealer demonstrators may qualify under Ford's rules.
- Most public retail incentives may be compatible with Plan pricing.
- Trade-ins are allowed, but trade value is separate from Plan pricing.
- The Plan-eligible customer must be the primary purchaser and user when required by the Plan.
- Most AXZD PINs remain active for 12 months from issuance.
- Plan vehicles generally must remain in the customer's possession for at least six months.
- AXZD pricing is not retroactive after a purchase or lease is completed.
- Certain low-supply or specialty vehicles may be excluded by Ford.
- A dealership cannot obtain or purchase a PIN from a sponsor for a retail customer.
- Ford may modify Plan rules, eligibility or product availability.
Ford AXZD FAQ
Ford A-Plan, Z-Plan, X-Plan & D-Plan Questions
What does AXZD stand for?
AXZD refers collectively to Ford's A-Plan, X-Plan, Z-Plan and D-Plan New Vehicle Purchase Programs. Each program has its own eligibility requirements and pricing structure.
Who gets Ford A-Plan?
A-Plan is primarily available to eligible active Ford Motor Company employees and qualifying immediate family members. Ford's rules also identify certain temporary, supplemental, part-time, leave and layoff classifications that may qualify.
Do Ford Claycomo employees qualify for A-Plan?
Eligible active Ford employees at Kansas City Assembly Plant in Claycomo can qualify for A-Plan under Ford's current eligibility rules. Individual eligibility and the specific vehicle should always be verified before completing the transaction.
Can my family use my Ford A-Plan?
Many immediate family relationships qualify, including spouses, parents, stepparents, children, certain in-laws, stepchildren, siblings, grandparents, grandchildren, aunts, uncles, nieces and nephews, subject to Ford's current relationship rules.
What is Ford Z-Plan?
Z-Plan generally provides New Vehicle Purchase Program privileges to qualifying Ford retirees, certain surviving spouses and eligible immediate family members.
What is Ford X-Plan Partner Recognition?
X-Plan Partner Recognition may be available to employees of eligible Ford Partner companies, qualifying membership organizations, certain affinity-offer recipients and eligible household members. Ford determines participating organizations.
What is Ford Friends & Neighbors X-Plan?
Eligible Ford employees and retirees may sponsor certain friends, neighbors or extended family members for X-Plan. Ford requires sponsors to personally know the person being sponsored, and dealerships cannot broker or purchase PINs.
What is Ford D-Plan?
D-Plan is designed for eligible employees of qualifying Ford and Lincoln dealerships participating in Ford's D-Plan Privileges Program, along with certain eligible family members.
Is A-Plan always cheaper than X-Plan?
Ford uses different pricing formulas for A/Z-Plan and X-Plan. The actual applicable price is printed on the factory invoice. The total transaction can also be affected by compatible rebates, incentives, vehicle configuration, taxes and other allowable items.
Can AXZD pricing be negotiated lower?
AXZD is a Ford-established New Vehicle Purchase Program price. Ford's program rules restrict discounts from the applicable Plan price outside of incentives or other amounts specifically permitted by the program.
Can I use rebates with A-Plan?
Ford states that AXZD customers are eligible for most public retail incentives, although certain offers may not be compatible. Chuck Anderson Ford can check the programs available for the specific vehicle and purchase date.
Can I trade my current vehicle when using A-Plan?
Yes. Trade-ins are permitted with AXZD transactions. The trade-in allowance is negotiated separately and is not established by the New Vehicle Purchase Program.
Can I use AXZD Plan pricing on a used Ford?
No. Ford's AXZD rules state that used vehicles are not eligible. Qualifying current-model-year and prior-model-year new vehicles may be eligible.
How long do I have to keep an AXZD vehicle?
Ford's rules generally require the vehicle to remain in the eligible customer's possession and properly registered for at least six months from the purchase or lease date, unless a specific Ford program provides an exception.
How long is an AXZD PIN good for?
Most PINs remain active for 12 months after issuance. Certain affinity offers may generate a PIN with a shorter expiration date.
Can Chuck Anderson Ford get an A-Plan or X-Plan PIN for me?
We can explain the process, but Ford's rules prohibit dealerships from locating a sponsor, soliciting a PIN or purchasing a PIN for a customer. Your qualifying sponsor or Partner relationship must be legitimate under Ford's program rules.
Chuck Anderson Ford
Have an A, Z, X or D Plan PIN? You've Found the Right Ford Dealer.
From Ford employees at the Kansas City Assembly Plant in Claycomo to retirees, family members, Partner Recognition customers and dealership employees, Chuck Anderson Ford is ready to make your AXZD Plan purchase straightforward.
1910 W Jesse James Rd • Excelsior Springs, MO 64024
Built on Integrity. Backed by Family.
AXZD Plan Disclaimer: Information on this page is provided as a general educational overview based on Ford and Lincoln AXZD-Plans Program Rules dated March 2026. Ford Motor Company may modify program rules, pricing formulas, vehicle eligibility, customer eligibility, incentives, fees or other program provisions at any time.
A-Plan, Z-Plan, X-Plan and D-Plan pricing is available only to customers who meet Ford Motor Company's applicable eligibility requirements and provide a valid PIN and any required proof of eligibility. Vehicle eligibility varies. Certain commercial, specialty or low-supply products may be excluded. Final eligibility should be confirmed for the specific customer and VIN at the time of purchase or lease.
Most public retail incentives may be compatible with AXZD Plan transactions, but not every incentive can necessarily be combined. Taxes, title, license, registration and other government charges remain the customer's responsibility. Document fees are subject to Ford AXZD rules and applicable state and local law.
Ford, Ford Motor Company, F-150, A-Plan, Z-Plan, X-Plan and D-Plan are referenced for informational purposes. See Chuck Anderson Ford for current program details.